Terms and Conditions

Welcome to FinanceZay! By using our website (https://financezay.com), you agree to abide by the following terms and conditions. Please read them carefully.

1. Acceptance of Terms

By accessing or using the website and services provided by FinanceZay, you acknowledge and agree to comply with and be bound by these Terms and Conditions, as well as our Privacy Policy. If you do not agree to these terms, you are not authorized to use our website or services.

2. Use of Our Services

FinanceZay provides online calculators and financial tools to assist users in making informed financial decisions. You agree to use these tools only for lawful purposes and in accordance with these terms.

  • Eligibility: You must be at least 18 years old to use our website and services. If you are under 18, you must have parental or guardian consent to use our site.
  • Account Information: If you create an account on FinanceZay, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

3. Restrictions on Use

You agree not to:

  • Use our website for any unlawful, fraudulent, or malicious purposes.
  • Interfere with or disrupt the operation of the website, including but not limited to using viruses, malware, or other harmful code.
  • Attempt to gain unauthorized access to any part of the website or its associated systems or networks.
  • Copy, modify, or reproduce any content or intellectual property on the site without our prior written consent.

4. Accuracy of Information

While we strive to provide accurate and up-to-date information, FinanceZay does not guarantee the accuracy, completeness, or reliability of any content or results generated by our calculators. All calculators and tools provided on the website are for general informational purposes only. They do not constitute financial, legal, or tax advice, and you should consult with a professional before making important financial decisions.

5. Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by FinanceZay. We are not responsible for the content, privacy policies, or practices of third-party websites. By clicking on these links, you acknowledge and agree that FinanceZay is not liable for any damages or issues arising from your interaction with third-party sites.

6. Limitation of Liability

To the fullest extent permitted by law, FinanceZay will not be held responsible for any direct, indirect, incidental, special, or consequential damages arising from your use or inability to use the website, calculators, or services, including but not limited to financial loss, data loss, or any other type of damage, whether based on warranty, contract, tort, or any other legal theory.

7. Indemnification

You agree to indemnify, defend, and hold harmless FinanceZay, its affiliates, employees, agents, and licensors from any claims, damages, liabilities, costs, or expenses (including legal fees) arising out of your violation of these Terms and Conditions or your use of our website and services.

8. Modification of Terms

FinanceZay reserves the right to update or modify these Terms and Conditions at any time without prior notice. Any changes will be posted on this page, and the “Last Revised” date at the top of this page will be updated accordingly. By continuing to use the website after such changes are made, you agree to the updated Terms and Conditions.

9. Termination

We reserve the right to suspend or terminate your access to the website or any of its services at any time, without notice, for any reason, including but not limited to a violation of these Terms and Conditions.

10. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the jurisdiction in which FinanceZay operates, without regard to its conflict of law principles.

11. Dispute Resolution

Any disputes arising out of or relating to these Terms and Conditions will be resolved through binding arbitration or mediation, as appropriate, in accordance with applicable laws.

12. Contact Us

If you have any questions or concerns regarding these Terms and Conditions, please contact us at:

[Contact Information]