Official sources
Rates and rules come from the issuer's website and from regulators, with the date we checked them.
About Finance Zay
Giving people who are choosing a credit card or a loan the same clarity the bank already has.
Finance Zay brings together articles, guides and calculators about money and credit, in plain language.
01 · Who we are
What Finance Zay is
We publish articles and guides about credit cards, loans, investing and budgeting, with our own calculators so you can run the numbers before you decide.
We are not a bank or a card issuer. We don't approve credit and we never ask for passwords or bank details. When you apply for a card, the decision is always the issuer's.
What you’ll find here
02 · How we work
How we take care of the content
Math double-checked
We redo interest, payments and returns before publishing, using the same formulas as our calculators.
No promises
No article promises approval, profits or easy money. The lender always makes the credit decision.
Every guide is reviewed again whenever a rate or rule changes, with the date at the top. The site is free and supported by ads labeled “Advertisement” and by partnerships disclosed in the text. Some partnerships, such as those with card issuers, may pay us, at no cost to you.
03 · Company
Who’s behind the site
Finance Zay is run by 3Apps, a technology company registered in Florida (USA) that builds and scales apps that make everyday life easier, used in several countries.
Other 3Apps sitesCompany
- Legal name
- 3APPS, LLC
- EIN
- 32-0786839
- Brand
- 3Apps
- Company website
- 3appsllc.me
- Company email
- fit3apps@gmail.com
Contact the editors
Spotted an outdated rate, want to suggest a topic or report a mistake? Write to us.
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