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By UpCards

Credit card comparator

Pick 2 cards from the UpCards catalog and see, line by line, what changes between them. It is the same comparator as the UpCards app, with the same rules: the best of each line turns green and, at the end, you get the best pick.

UpCards comparator Step 1 of 2 · UpCards catalog

Compare

Pick 2 cards and see the differences line by line.

Select 2 cards
To see the comparison, you watch a short ad.

· · Nothing about you is checked or sent: the comparison runs on your screen.

How we compare

The cards come from the UpCards catalog, researched at official sources: bank websites, fee tables and central bank data. There are 9 countries, each with 8 to 15 cards, split by category. The same card can be in more than one category.

The comparison has 8 lines: UpCards rating, annual fee, cash back, interest rate, minimum income, approval, airport lounge and network. The best of each line turns green, only when both cards have the data. To compare interest, monthly rates become yearly (×12).

Best pick = rating × 10 + cash back × 6 − annual fee ÷ 100

Frequently asked questions

Does the comparator check my name?

No. You only pick cards from the catalog. We don’t ask for any of your data and nothing is sent.

What does “—” mean?

That the data wasn’t confirmed at the official source. We’d rather leave it blank than make up a number.

What is the UpCards rating?

It is the 0 to 5 editorial rating UpCards gives each card in each category. In the comparison, the card’s highest rating counts.